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Family at sunset

MyLifeLedger — Digital Estate Organizer & Family Memory App

Life.
100% Fatal.
Plan accordingly.

You're going to die. But between now and then, there are a thousand moments worth saving — and a hundred things your family needs to find. Ledger captures both, so you leave them memories and a plan — not a mess.

Get Early Access — Free Organize your estate · Memory preservation · Voice assistant
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Trusted by 2,000+ families
Bank-level encryption
Face ID protected
Only you control access
Scroll
2
People die
every second
~190K
People will die
today
0%
Survival
rate
60%
of Americans have
no estate plan
Just talk with Ledger. It logs what matters. — MyLifeLedger app shown on tablet with journal notes.
Ask the Ledger

Your family's AI.
Always on. Always ready.

Every memory. Every account. Every detail — queryable in seconds. Ask about a life story or a life insurance policy. The Ledger knows.

Start building your Ledger
9:41 AM
Ask Ledger
GG
Ask anything about this Ledger…
When you're gone
What your family gets
instead of a mess.
$58B
in unclaimed assets
The U.S. holds over $58 billion in unclaimed property — most of it belonging to families who never found the accounts. With Ledger, yours will never be part of that number.
Your voice.
Your stories.
Not a filing cabinet. A living legacy — your voice telling your family the stories behind the stuff, the moments that mattered, the lessons you learned.
420
hours. gone.
The average family spends 420 hours settling an estate — mostly searching, not legal work. With Ledger, everything is findable from day one. No hunting. No guesswork.
Common question
“I have a will.”
Isn't that enough?
A Will
Answers: Who gets what?
Goes through probate · Takes months · Requires an attorney
  • Who inherits which assets
  • Who becomes legal guardian of your children
  • Doesn't tell your family where anything actually is
  • Doesn't capture your life story or final wishes
MyLifeLedger
Answers: Where is everything?
Private · Instant family access · Always up to date
  • Where every account, policy, and document is located
  • Who to call first, and in what order
  • Your voice telling the stories behind what you're leaving
  • A living document — updated in seconds as life changes
Most families need both. A will says who gets it. Ledger tells them where to find it.
When my dad passed, we spent six months just finding his accounts. I set up MyLifeLedger the same week so my kids never go through that.
Michelle T.
Michelle T.
Mother of two · Austin, TX
What MyLifeLedger Does
What Ledger 2.0 does
while you're still here.

One app. Five things your family will be grateful for.

MyLifeLedger features: Organize by talking, Estate expert, Capture memories, Ask your parents, Share securely
See the full Ledger overview
Built for real families.

Whether you're organizing your own legacy or helping a parent — Ledger meets you where you are.

Responsible dad standing outdoors at sunset
For you — organizing your legacy
Your accounts, your stories, your wishes — organized from a simple conversation. Just talk. Ledger does the rest.
Start my ledger →
Older senior couple silhouetted at sunset
For your parents — a gift they'll thank you for
Help Mom or Dad get organized without nagging. Ask the questions you've always wondered about — and get their stories in their voice.
Gift to a parent →
Whole family together at sunset
For your whole family
A private family space where the stories are told by the people who lived them. Like a family Instagram — but the memories last forever.
See how it works →
Also perfect for
Anyone with aging parents Adult children of retirees Newlyweds New parents Single parents Blended families Caregivers Grandparents Military families Divorcees Estate plan holders Small business owners Snowbirds & travelers Anyone who loves someone
What Is MyLifeLedger?

Part estate organizer.

Part family memory vault.

MyLifeLedger is a secure digital estate organizer and private family memory app. It helps you organize the practical information your family may need someday — accounts, insurance, documents, contacts, final wishes — while also preserving the personal stories, photos, and memories they’ll want forever.

A will says who gets it. Ledger tells them where to find it — and preserves the stories behind it.

Organize

Accounts, insurance, documents, contacts, property, healthcare, pets, and final wishes — all in one secure place.

Preserve

Voice stories, photos, life lessons, family history, personal messages, and memories — captured through natural conversation.

Share

Invite trusted family members and control exactly what they can see — bank-level encryption, always up to date.

MyLifeLedger is best for: Adults organizing their estate · Families helping aging parents · Parents recording memories for children · Adult children capturing stories from grandparents · Anyone replacing an emergency binder, NokBox, or StoryWorth.
Capture it all through a simple conversation. Keep it organized forever. — MyLifeLedger app showing estate categories and AI conversation.
Grandparents laughing with family at home
You're not doing this because you're afraid of dying. You're doing this because you love someone.
— The reason everyone starts

The average family spends 420 hours dealing with a loved one's estate. Most of that is just searching — for accounts, passwords, documents, contacts. MyLifeLedger makes sure that never happens to yours.

Get Early Access — Free
What Families Are Saying
4.9 out of 5 from 2,000+ families
I set this up for my mom after my father passed. She cried — not because it was sad, but because she finally felt like she had it together.
Karen L.
Karen L.
Set it up for her mother
I'm a financial advisor and I recommend this to every client over 50. It fills the gap between having a will and your family actually knowing what to do.
David M.
David M.
CFP® · Denver, CO
My kids kept asking me to 'write it all down somewhere.' Now it's done, it's organized, and they have access when they need it. Took me ten minutes.
Patricia H.
Patricia H.
Age 74 · Scottsdale, AZ
The voice feature is what sold me. My father-in-law can barely type but he talked to Ledger for five minutes and captured his whole financial picture.
James W.
James W.
Set it up for his father-in-law
I've been meaning to do something like this for years. The tagline got me — 'Life. 100% Fatal.' — and the product actually delivered.
Steven R.
Steven R.
Small business owner · age 52
The memories feature is what surprised me. I started recording stories about my late husband. Now our grandchildren will have his voice forever.
Eleanor G.
Eleanor G.
Grandmother · age 71
Your data stays yours
A map to your life.
Not a key to it.

Ledger guides your family to where things are — without storing passwords or logins. You stay in complete control of who sees what, and when.

No Passwords Stored
We record where accounts are and who to call — never credentials to access them.
Bank-Level Encryption
Everything stored in Ledger is encrypted at rest using the same standard your bank uses.
You Control Access
You decide exactly what each person can see. Only what you choose is ever shared.
No Data Selling. Ever.
Your information is never sold or used for advertising. Export or delete it at any time.
SURVIVAL RATE:
0%
Start your ledger before
someone else has to.

Free to start. No credit card. Works on iPhone, iPad, and web.

Get Early Access — Free
Or try the current version →
Trusted by 2,000+ families
Bank-level encryption · Face ID · You control who sees what
When my dad passed, we spent six months just finding his accounts. I set up MyLifeLedger the same week so my kids never go through that.
Michelle T.
Michelle T.
Mother of two · Austin, TX
Common Questions

Everything you're wondering about.

30+ answers to the questions families ask before getting started.

MyLifeLedger is a secure digital family emergency information organizer. It helps you document where all your important accounts, policies, documents, and vital information are located — so your family knows exactly where to find everything if something happens to you. Think of it as a digital map to your family's most important information.

A Will tells your family WHO gets what. MyLifeLedger tells them WHERE everything is and how to find it. A Will is a legal document; our ledger is a practical roadmap. Without this map, even beneficiaries named in a Will might never find the assets they were left.

Yes. We use Bank-Level AES-256 Encryption to store your data. Your information is securely stored and we NEVER sell or share your data with third parties. Unlike physical binders or workbooks, your digital ledger can't be lost in a fire, flood, or theft.

MyLifeLedger is designed to be fast and easy. Most users reach 80% completion in just 60-90 minutes using our guided prompts. You don't need to do it all at once — you can save progress and come back anytime.

Absolutely not. If you can answer a simple question like "Where do you bank?", you can use MyLifeLedger. We designed it for ease of use for everyone, from age 18 to 80.

Physical binders and workbooks like 'I'm Dead, Now What?' go stale the moment you fill them out. Changed banks? Moved? Got new insurance? You'd have to cross things out and rewrite. With MyLifeLedger, updates take seconds. Plus, your digital ledger can be shared securely with family members in other states — no need to be physically present. And unlike paper, it can't be destroyed in a fire or flood.

No — and that's by design. MyLifeLedger is a location directory, not a password vault. We help you document THAT you have 5 accounts at Chase Bank and WHERE your insurance policy is — but we never ask for account numbers, passwords, or PINs. This 'map, not a key' approach means even if someone accessed your ledger, they couldn't access your actual accounts.

Yes. MyLifeLedger includes a secure trustee sharing feature. You can invite family members or trusted advisors with password-protected access, and you control exactly which sections they can see. When you update your ledger, your trustees automatically see the latest version — no reprinting or mailing needed.

Yes! Our Basic plan is 100% free — no credit card required. You can organize up to 10 entries and share with up to 5 people. When you're ready for unlimited entries and premium features, you can upgrade to our Premium plan for just $39/year.

MyLifeLedger covers 20+ categories including: bank accounts, insurance policies, investment accounts, property deeds, vehicle titles, digital accounts, key contacts, medical information, pet care details, storage units, safe deposit boxes, and more. Our guided prompts walk you through each category so nothing gets missed.

Yes — MyLifeLedger is the #1 rated digital estate organizer for families. Unlike physical estate organizers, binders, or paper workbooks, MyLifeLedger lets you organize all your accounts, insurance policies, property, documents, and contacts digitally — with bank-level encryption, secure family sharing, and instant updates. It's the modern alternative to NokBox, 'I'm Dead, Now What?', and traditional emergency binders.

MyLifeLedger serves as a comprehensive end-of-life planner and family estate organizer. It covers everything a traditional end-of-life planner covers — financial accounts, insurance, legal documents, funeral wishes, key contacts — plus digital assets, secure sharing with next-of-kin, and automatic update reminders. Think of it as the digital upgrade to paper death planners and physical estate organizer binders.

MyLifeLedger is the top-rated digital alternative to both NokBox and 'I'm Dead, Now What?' Physical products go stale the moment you fill them out, can't be shared with family remotely, and are destroyed in a fire or flood. MyLifeLedger does everything they do — digitally, securely, and with instant updates. Most families switching from paper complete their digital ledger in under 30 minutes.

Yes — Ledger 2.0 includes a complete family memory and legacy capture system. Conversational AI guides you through recording your life story chapter by chapter. You can record voice memos, attach photos and videos, and collaborate privately with family members. The 'Ask your parents' feature lets you send questions to a parent's Ledger — they record answers in their own voice, preserved forever.

MyLifeLedger Ledger 2.0 is the best alternative to StoryWorth. Unlike StoryWorth ($99/year for weekly email questions with no voice recording), MyLifeLedger uses conversational AI, captures voice recordings, preserves photos and videos, enables private family collaboration, and also organizes your complete estate — all for $39/year.

Remento and similar apps capture voice stories — but do nothing for estate planning. MyLifeLedger Ledger 2.0 combines AI-guided voice story capture (like Remento) with a complete estate organizer. Your family gets both the memories and the practical roadmap to your accounts, insurance, and documents. It's the only platform that does both.

Still have questions?

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